South Africa Bond Approval Made Simple

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South Africa Bond Approval Made Simple

Learn how to get bond approval in South Africa with this easy guide for first-time buyers. From credit scores to documents and choosing the best bank offer

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RESIST THE URGE TO OVERUSE YOUR MORTGAGE FACILITY

Homeowners who have an access bond facility on their mortgage loan might often be tempted to borrow a little against...

APPEAL COURT RULING AGAINST HIGH INTEREST RATES CHARGED BY BODIES CORPORATE

The recent ruling by the Supreme Court of Appeal where the body corporate of Gardens Lodge in Cape Town was found to...

INSURANCE POLICY RENEWALS IN SECTIONAL TITLE SCHEMES

Insurance policies taken out on sectional title schemes are renewable on a yearly basis as this type of insurance is...

PARKING PROBLEMS IN SECTIONAL TITLE SCHEMES SHOULD BE DEALT WITH SWIFTLY BY TRUSTEES

Of the problems that often occur in sectional title schemes, parking availability for each unit and their visitors is...

PROFESSIONAL PROPERTY PRACTITIONERS MUST HAVE CONTINUOUS DEVELOPMENT AND TRAINING

With the EAAB clamping down on agents trading in the real estate industry who have not renewed or ever applied for...

IF A BOND APPROVAL IS INCLUDED AS A SUSPENSIVE CONDITION IN AN OFFER TO PURCHASE, WHAT T&C'S APPLY

In most cases when a person purchases a property, he will have to apply for a mortgage loan and this would be written...

REASONABLE/UNREASONABLE RULES IN HOAs AND BODIES CORPORATE

Rules in sectional title schemes are prescribed by the Sectional Title Schemes Management Act (Regulations), whereas...

IF SELF-EMPLOYED AND APPLYING FOR A HOME LOAN: - THESE ARE THE THINGS THE BANK WILL ASK FOR

Although buying a property as a self-employed individual can be a little "trickier" than a purchase if permanently...

WHERE 'UMBRELLA' OR 'MASTER' SCHEMES GO WRONG

When it comes to community schemes, there is a complicated mix that often leads to difficult, as well as expensive,...

WHAT POWERS DOES THE CHAIRPERSON OF A SECTIONAL TITLE SCHEME HAVE?

When it comes to selecting a chairperson of the body corporate in a sectional title scheme, the owners must select the...

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